소액결제 현금화라 하면 대부분은 급전이 필요한 사람들의 비상수단으로 인식됩니다. 그러나 2024년, 새로운 관점에서 바라보면 이는 일상 속에서 무심코 흘려보내는 ‘디지털 소비 잔여물’을 재정의하는 재미있는 행위가 됩니다. 연간 약 2조 원에 달하는 국내 미사용 소액결제 한도와 포인트가 사실상 ‘잠금 자산’으로 방치되고 있다는 통계는, 이를 단순 현금화를 넘어 새로운 개인 자산 관리의 한 축으로 바라볼 충분한 이유를…
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